Affordable Healthcare Solutions

Your association's solution to the high cost of healthcare!

  • We simplify what has become so complex
  • A high-end, affordable healthcare solution 
  • Less than 1/2 US Small Businesses offer Healthcare
  • Choice of affordable healthcare options
  • Lower healthcare costs by as much as 60%
A great solution to help your organization:
  • Grow membership
  • Increase member retention 
  • Help your members lower their healthcare costs
  • Generate non-dues income
In summary, the SALA Healthcare program is proven insurance alternative for members to consider for their healthcare.  The program has several components to choose from to customize their healthcare.  When each component is brought together, the result is a comprehensive and affordable option for healthcare.  The components include (and are detailed below):
  • eBenefits Preventative Care Plan that best fits your needs, family, and budget (2 Choices)
  • Add-on a Sedera membership for medical cost sharing to be used for accidents, illness, and unforeseen medical needs. (5 IUAs to choose from)
  • Take advantage of Teladoc telemedicine for increased savings and services (included with Sedera membership)
  • The comfort of 2nd.MD to ensure you and your family receive the most up-to-date medical treatment available (included with Sedera membership)

Learn about the SALA Healthcare Program Components:

eBenefits is the preventative care component of the SALA Healthcare Program. The eBenefits plans are not an insurance product, but a self‐funded plan sponsored by the Small Association Leadership Alliance (SALA). The eBenefits plans provide 100% coverage with a $0 copay for the preventive care services mandated by the Patient Protection Affordable Care Act, known mostly as the Affordable Care Act (ACA). The eBenefits plans are designed to meet your day-to-day healthcare needs.

Participants choose either the:
  • eBenefits Essential Plan (HDHP), or
  • eBenefits Summit Plan

Both plans comply with ACA mandated preventative services with 100% coverage for all 21 preventative services for adults, 26 services for women, and 27 services for children. (Click here to learn more about the ACA requirement)

eBenefits Summit: eBenefits Summit provides 100% coverage for preventive care, copayments for small and medium cost medical expenses, and prescription coverage.

  • This plan includes: 100% coverage for preventive care services
  • Small co-pays for Specialists, Urgent Care, Lab, Imaging and Prescription Drugs.
  • Prescription drug coverage managed by CitizensRX
  • Virtual Primary Care (VPC); $0 copay, unlimited use
  • Behavioral Health; $0 copay consults
  • Recuro Consumer Health App

eBenefits Essential (HDHP): The eBenefits Essential / HDHP (High Deductible High Premium) Plan provides 100% coverage for ACA mandated preventive services at a lower monthly cost. This plan includes:

  • 100% coverage for preventive care services
  • The plan provides the required framework allowing members to setup and use a Health Savings Account (HSA) for qualified medical expenses
  • Virtual Primary Care (VPC); $0 copay, unlimited use
  • Behavioral Health; $0 copay consults
  • Recuro Consumer Health App

PHCS Network Particpation: Before you enroll it is important to make sure your physician participates in the PHCS Network. There are slightly different networks depending on if you're in eBenefits Essential / HDHP or eBenefits Summit. Use the PHCS Search Instructions to find in-network physicians and facilities. (Please note, preventive services performed at hospitals are not covered.)

The Sedera medical cost sharing model boldly challenges the insurance status quo. Through an innovative layering of healthcare services, we enable individuals and family's access to high quality healthcare that is affordable, flexible and effective.

In addition to sharing medical expenses, Sedera provides access to valuable Counseling, Medical Bill Negotiation, Telemedicine, Expert Second Opinion, and Personal Member Advisor services to all members.
You can choose from 5 IUA's (Initial Unshareable Amount) that range from $500 to $5000.

To learn more about Sedera we recommend reviewing the following:


Sedera members have 24/7/365 access to a board-certified physician through Teladoc telemedicine. This service provides on-call physicians available to help resolve routine medical issues by phone or video consultations. Members considering a trip to the Emergency Room, urgent care center, minute clinic or who just cannot wait to get scheduled for a doctor’s office visit can use Teladoc to access medical care, saving both time and money.

Benefits include:

  • On-demand care – talk to a doctor anytime, no matter where
  • Prompt diagnosis for faster treatment
  • No consultation time limits
  • Treatment of children of any age
  • Secure and portable health records
  • Cost savings on expensive ER or urgent care visits
  • Physicians can prescribe non-narcotic medication or refills when appropriate
  • More info: Telemedicine FAQ

We’ve all hassled with doctor waitlists, gone back and forth to get a referral and searched the web for answers to medical issues. As a member of Sedera Health, you can bypass these frustrating steps through a program called 2nd.MD. This offering allows members to quickly and easily connect with some of the world’s best doctors for consultation via phone or webcam.

Benefits include:

  • Distinguished Network: 2nd.MD recommends the best medical specialist for your care.
  • Virtual Consults: Schedule a video or phone consultation at a time that’s most convenient for you.
  • Concierge Care: Provides you with a dedicated medical professional who handles your case from beginning to end.
  • Follow-Up Notes: Once your consultation is complete, you will receive a written summary from your doctor.
  • Local Referrals: 2nd.MD will help you find local doctors and institutions best equipped to carry out your treatment.
  • More info: 2nd MD - Specialists

Regional Care, Inc. is a leading third-party administrator that is here to provide you with comprehensive dental coverage. Negotiated rates make the dental network Aetna Dental Administrators program, powered by the national Aetna Dental Access® network, very competitive. In most instances, savings range from 15-50 percent on services from general dentistry and cleanings to root canals and crowns.

View Program Brochure Here.


  • Member Only - $42.33/mo
  • Member + Spouse - $92.82/mo
  • Member + Child(ren) - $90.78/mo
  • Member + Family - $103.53/mo
Click here for Provider Search

NOTE: The SALA Healthcare Program is currently unavailable in VT, WA, NY, and IL.

The SALA Healthcare Program is a member affinity program. Products are offered and serviced by eBenefits Administrators,ARM, Sedera, and Enrollment123 for the Small Association Leadership Alliance (SALA).  The Small Association Leadership Alliance is not a licensed insurance entity and does not sell insurance.  Medical cost sharing is not subject to the regulatory requirements or consumer protections of your particular State’s Insurance Code or Statutes.

What are members saying?

91% of those recently surveyed are either very satisfied or extremely satisifed with the SALA Healthcare Program

The healthcare is the same I have always had but half the price. Thank you so much!

My Sedera rep has been responsive and extremely helpful with my needs. I also like the 2nd MD service. I couldn't be happier with the plan.

You definitely have the right idea and the program is well thought out.

Thanks for all you do! This has been an incredible health care option.


Interested in offering SALA Healthcare Program to your members?

Inquire Now!

Watch a Webinar on the Program:
SALA Healthcare Webinar

Calculate your monthly cost with our Online Rate Calculator!

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